all? they are all in collections and a few other little bills.do you know if it will raise your credit atleast 50 points bu paying these off.

ya pay them off. i did the mistake erly in life and got cards and didnt pay know my credit score it about 500. ca"nt get even worst than that i make good money but ca"nt buy a house that i have been after for monthscus of my creadit score. so still at home. bad move so pay now or regret later

Depends on how long it has been out there. It will drop off your credit after 7 years and then you can start building your credit rating from scratch. More and more creditors are pursuing collections even after it drops off your credit report (you will always owe the money unless the company writes it off).