I am totally confused and very overwhelmed. I am wanting to buy a house. I got approved today for $70,300.00 with a down payment of 5%. I have $5,000 cash to put towards the house BUT with all my closing cost, insurance, taxes, down payment and everything else, my closing total is close to $10,000. Do you think that is outrageous for such a cheap house? How can I get this cheaper (around the $5,000 I have put back)? Is it even possible? Do you think that I should try going to a different lender?

I am not an expert on buying a home and any other type of lending or borrowing. This is general and incomplete advice. You should consult with your own financial advisor before making any major financial decisions. You, alone, are responsible for any losses or damages that may and will likely result from your financial decisions.

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There have been so many places where I have come across and seen people have their respective problems with loans. Yeah home loans perhaps tops the charts. In such cases is it always a good idea to take the idea of a finance specialist? So does this also indicate as a common person we are never going to understand the pros and cons of a loan term and conditions? Please comment.

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Well….I think if you wait for some more time… you can get a lot better suggestions that this…I am out of any ideas for this!!!!






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