I am totally confused and very overwhelmed. I am wanting to buy a house. I got approved today for $70,300.00 with a down payment of 5%. I have $5,000 cash to put towards the house BUT with all my closing cost, insurance, taxes, down payment and everything else, my closing total is close to $10,000. Do you think that is outrageous for such a cheap house? How can I get this cheaper (around the $5,000 I have put back)? Is it even possible? Do you think that I should try going to a different lender?