Generally speaking no, income verification is usually part of the process, the borrower needs to demonstrate the loan will be repaid.

There are some specialty loan programs that don't require documentation for income "no doc" loans, but usually they require a credit score above 700, and some other assets (cash, pensions, etc.)

Talk to a mortgage broker and not the banks for no income loans, brokers have more resources. Also, if one says no don't be discouraged and give up. There may be another broker or banker with a lending program to meet your needs and qualifications.


Hope this helps. Good luck.