Did you say you are buying builder direct? Or are you using an agent? Either way, it sounds like a good deal, but what are the comps in the area?

The market overall is definitely a buyer's market. This means that there is a lot of inventory out there. A little shopping around could save you some big dollars. There is a mystique about buying a NEW home which is irresistible to some buyers. In all actuality, you may find a better deal if you look at homes that are in the two to five year range.

Another advantage of a slightly older home is that you can see what the neighborhood is like. With a new community, you never know what kind of neighbors you will end up with...