It depends on few other things also Mary. Like how much price range you want to buy the house in. You will have to factor in whether you\'d be able to afford it with your income of 60k.

The monthly mortgage payments should be affordable for you. To judge that you need to tell us what other monthly debt payments you have currently. Mortgage company would be using these figures to calculate your debt to income ratio and judge if higher than normal or not.

Other important thing is your credit score and overall credit history, if there are no derogatory marks on your credit report then you can expect to get better interest rate.

So if all conditions are favorable then you can go ahead on your own and don\'t have to wait until marriage.

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